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This narrative takes an uncompromising look at the corporate vultures that prey on America's working class. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld.

The ABC's of Getting Out of Debt: Turn Bad Debt Into Good Debt and Bad Credit Into Good Credit

Readers learn how to trade bad debt for good debt and maximize credit in this step-by-step guide. The author also shares the details on the fastest ways to wipe out bad debt and simple strategies to maximize one's credit rating.

Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.

Debt-snowball method - The debt-snowball method of debt repayment is a form of debt management that is most often applied to repaying revolving credit â€” such as credit cards. This method has gained more recognition recently due to the fact that it is the primary debt-reduction method taught by Dave Ramsey.

Credit (finance) - Credit as a financial term, used in such terms as credit card, refers to the granting of a loan and the creation of debt. Any movement of financial capital is normally quite dependent on credit, which in turn is dependent on the reputation or creditworthiness of the entity which takes responsibility for the funds.

Sovereign credit - Sovereign credit is the credit of a soveriegn country backed by the financial resources of that state. Sovereign credit is the opposite of sovereign debt.

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