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Whether readers are overwhelmed by credit card debt or trying to prevent it altogether, this book has the answers. The author's basic three step program provides the information readers need to reduce interest rates, eliminate fees, and negotiate with credit card companies to keep their credit report clean.

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Credit card - A credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. A credit card is different from a debit card in that the credit card issuer lends the consumer money rather than having the money removed from an account.

Credit card debt - Credit card debt is an example of unsecured consumer debt. It results when a customer of a credit card company does not pay the company for the money he or she has spent.

Credit card fraud - Credit card fraud is one of many forms of fraud involving credit cards, charge cards, debit cards, or prepaid cards.

Credit card number - The numbers found on credit cards have a certain amount of internal structure, and share a common numbering scheme. Credit card numbers are a special case of ISO 7812 numbers.

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